VTL ASSOCIATES, LLC is an independent institutional investment-consulting firm. The firm’s consulting team possesses over 30 years of combined experience advising institutional clients as to their diverse and ever-changing investment needs.  With total assets under advisement of approximately $14 billion, the firm’s clients include various public funds, corporate pensions and operating funds, endowments and foundations, as well as insurance companies.  Founder and CEO, Vincent T. Lowry, established the firm with the primary goal of providing clients with a full range of investment consulting services and innovative solutions in a purely unbiased and highly professional manner.

VTL Associates strives to add value by working closely with clients to help effectively manage their investment decision-making process.

VTL Associates has no affiliations with broker/dealers, banks, custodians, investment managers, or foreign financial institutions, nor does it rely on research or other benefits derived from “soft-dollar” commissions. It is through this independence that the firm is able to provide clients with sound, objective investment analysis and counsel that is tailored to their specific needs.

The services provided by VTL Associates are outlined in greater detail under the Consulting Services tab, but briefly include evaluation and development/revision of the investment policy statement, strategic and active asset allocation advice, asset/liability management, preparation and presentation of investment performance and attribution analysis, investment manager searches, as well as capital market commentary.

VTL Associates specializes in investment consulting services for:

•   Public Funds
•   Endowments and Foundations
•   Corporate Pension Plans
•   Operating Accounts
•   Insurance Companies

VTL Associates strives to add value by:

• • • Seeking to maximize returns for each client's portfolio
    • Designing and implementing an optimal asset allocation strategy
    • Assisting in negotiating fees with investment managers
    • Reducing overall consulting costs

VTL Associates believes that creating the optimal asset allocation structure for a client's portfolio from the outset of any client relationship is a critical step within the investment management process.